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President TIWWG & Journalist

Michelle Castillo

Is regulation a necessary safeguard or a roadblock to innovation? This talk examines how fintech navigates compliance challenges, the impact of regulatory policies, and whether red tape fuels stability or stifles growth.

This session will be taking place entirely in English. Listen along with live Portuguese translations by using LiveVoice, accessible via the menu in the Web Summit Rio mobile app.

Fintech vs. red tape: Growth or gridlock?

Advancements in AI, data analytics, and customer insights have ushered in a new era for marketing personalization. Marketers have never had more sophisticated ways of tailoring their message to a consumer's specific needs and interests. But challenges in accessing first-party data coupled with concerns over data privacy mean that a nuanced approach is required. This panel will explore all the latest strategies to nail your marketing personalization in 2025.

This session will be taking place entirely in English. Listen along with live Portuguese translations by using LiveVoice, accessible via the menu in the Web Summit Rio mobile app.

Solving the personalization problem with AI

As AI agents move beyond simple prompts to become autonomous collaborators, the workforce is on the brink of a major transformation. This panel will explore how employees and students can future-proof their skills, how businesses should adapt to an AI-augmented workplace, and what seamless human-AI collaboration will look like. Join industry leaders as they discuss the strategies needed to thrive in an AI agent-enabled world.

This session will be taking place entirely in English. Listen along with live Portuguese translations by using LiveVoice, accessible via the menu in the Web Summit Rio mobile app.

Michelle Castillo

President TIWWG & Journalist

TIWWG Media Production